If you own a car, you have to be aware of the significance of getting motor insurance. By the Motor Vehicles Act 1988, it's required for a vehicle owner to carry a third party motor insurance that provides the cover against the damages caused by the third party on account of your fault while driving on the road. To be able to acquire the entire cover for your vehicle, choose the best car insurance companies in India, you need to have a comprehensive car insurance policy.

5 Best Car Insurance Companies in India

In regards to buying car insurance for your car, you are advised to choose from among the best car insurance companies in India.

Car Insurance
Car Insurance

1. ICICI Lombard General Insurance

ICICI Lombard car insurance has modernized its many processes to serve the customers in a much better way. It's a mobile device application mobile Self Inspection' which allows you to capture a video of your car. This movie is automatically uploaded through the program and an insurance quote is generated. This reduces the lengthy process of bodily inspection when required at the time of renewal of the coverage. Some other essential characteristics of car insurance in the business include:

- The coverage receives an allowance (Rs. 500) every day when his car is in the garage.
- The company provides zero depreciation cover and provides cover replaced parts without any deduction in claim amount due to depreciation.
- Instant policy renewal with minimal paperwork.
- Cashless asserts at 3400+ garages throughout India
- The clients can transfer no-claim bonus benefits when you don't make any claim.

2. Bajaj Allianz General Insurance

Bajaj Allianz General Insurance Company is one of the best car insurance companies in India a renowned insurance company and it's the first in offering telematics-based car insurance to its customers. 'Drive Smart' is a device fitted to the policyholder's car, which monitors the driving habits of the insured person and the premium is calculated and charged accordingly at policy renewal. This system helps clients to save in premiums by up to 30%.

Other Car Insurance Features of Bajaj Allianz Include:

- Immediate claims assistance through 24×7 telephone center and SMS updates.
- Hassle-free car inspection at favored garages, together with high service standards.
- The top-up cover comprises damage or loss incurred for personal baggage kept in the insured car.
- Avail cashless claim settlement in over 4000 community garages.
- Free towing facility for car breakdown or injury.

3. Tata AIG Insurance

Tata AIG General Insurance Company has been offering motor insurance using a customer-centric strategy to guarantee impeccable customer service.

- The claim has been settled within seven days of making a claim.
- The policyholder is guaranteed to get a fast & direct settlement facility when a fix is completed at any one of the network garages.
- Focus on using top-quality spare components and materials for car repair.
- Free car towing facility offered under the automobile policy.
- There's a choice to choose out of 12 add-on covers to enhance the advantage

4. Oriental Insurance

The Oriental Insurance Company is owned by the central government and it has the only aim of service to Clients'. It has been awarded various prestigious awards because of quick & high claims settlement for coverage claims that is why comes from the best car insurance companies in India.

Some characteristics of the oriental insurance car insurance offered include:

- The clients enjoy various benefits on the grounds of distinct They get discounts if they set up an anti-theft apparatus or become a part of an Automobile Association. A client will also get a reduction for a part of No Claim Bonus.
- Quick car repair when done in one of the community garages across the nation.
- Alternative car advantage for 5, 10, or 15 days, below which per day limitation is in the assortment of Rs. 400 or Rs. 650.

5. Reliance General Insurance

Whenever you're seeking to buy motor insurance, Reliance General is among the best & respectable names in the insurance market. The company delivers a car insurance plan that you can purchase online by entering the car's registration number and other personal details such as phone number and email ID.
Some features of Reliance General Car insurance coverage:

- Cashless fix at over 3800 network garages across India
- The clients have the choice to renew the policy instantly online
- Free roadside assistance in the event of accident or breakdown such as towing assistance, tire punctures, emergency fuel assistance, minor fixes, and providing the backup key.
- Avail discount on premiums, even if you're a member of a recognized automobile association or having set up an anti-theft apparatus, you will receive.

Why You Need to Compare Car Insurance Policy Before Buying?

When you are seeking to buy a car insurance program, your particular needs will determine the policy for your car. Some people prefer low premiums, but others look for enhanced benefits and attributes linked to the policy.

A good deal of companies launches new features regularly to market their clients. By staying updated on these features and benefits, you can program which coverage to select during renewal. It also becomes crucial to look at the terms and conditions of each insurer to avoid any conflict during the time of claim processing.


A proper comparison of car insurance plan is the thing that can help you become a wise consumer. The programs provided by above-specified insurance companies may or may not suit your needs but may be considered for contrast to get the best deal by your needs and requirement. You can take the support of our portal to get a hassle-free comparison of distinct car insurance plans available on the market. This contrast will also help you while minding your insurance plan. It is also advisable to contact the customer service of various car insurance service suppliers to get the right plan.